Online Security

MAKE YOUR ONLINE BANKING EXPERIENCE SAFE AND SECURE
Measures you should take to make your online banking experience safe and secure:

BE ALERT
Crooks are always attempting to obtain your personal information by various methods.  Do not respond to anyone who is requesting personal information by telephone or email regarding your banking relationship.  If you have any doubts regarding the request, call us immediately.

PASSWORD AND PIN PROTECTION AND SECURITY
Password security starts with a strong password, which only you know.  The strongest passwords use a combination of letters and numbers and are not easily guessed, such as birthdays or addresses.  Your password and PIN uniquely identify you.  Be sure that you keep them  private and do not share them with others.  Many frauds which occur are committed by someone the victim knows.

EMAIL COMMUNICATIONS
If you receive an email requesting confidential information that appears to be from First National Bank, please notify us at once and do not respond to the email.  First National Bank does not contact customers via email to verify or request any confidential information, such as your social security number, account number, password, or personal identification number (PIN). First National Bank will not send an email that requests you to click on a link to verify or provide information.

BE ALERT REGARDING THE MOST COMMON ONLINE THREATS
Phishing – Fraudulent emails may appear to be from First National Bank and may even contain a similar name, logo, web site, or graphics. While the email may look official, it is not. The goal of a fraudulent email is to obtain your personal or log in information with the goal of stealing your money or your identity by logging into a fraudulent web site or asking you to reply with the information.  If you receive an email that appears to be from First National Bank, please contact the bank the bank immediately, forward the email to fraud_at_fnbokla.com and then immediately delete the suspicious email. If you have replied to a suspicious email and provided private information about your First National Bank account, please contact us immediately at (405) 275-8830.

Additional information on phishing and other related scams can be found in the consumer section of the Federal Deposit Insurance Corporation Web site: http://www.fdic.gov/consumers/consumer/alerts/phishing.html

Pharming – Also known as “domain spoofing,” the crook intercepts Internet traffic and re-directs it to a fake or fraudulent web site, where the user is asked to provide personal information.

Malware – Software or programs designed to infiltrate or damage a computer system, including computer viruses, worms, Trojan horses, spyware, and adware.

ANTI-VIRUS PROTECTION
Always use a current anti-virus software on your computer.  This step is critical to online safety and security.

SIGNING OFF
Log off the bank’s secure online web site when you have completed your online banking activities to ensure protection of your information.  As an additional security procedure, you should clear your Internet history.